Liability Advice (opponent is to blame)

Your accident opposite is responsible for the accident

For damages like this you have two basic possibilities to regulate damages with the opposing insurance:

 

1. Fictitious calculation of damages according to an expertise

We provide an expertise of damages to your automobile.
You regulate the damages to your car on the basis of our expertise with the opposing insurance.
Then you can do the following:
  • repair it in a professional workshop
  • repair it yourself
  • don’t repair it
  • sell it
  • etc.
Even if repairs are carried out by a professional workshop, you are not required to show the insurance company the actual repair costs if you submitted an appraisal from an automobile expert (National Court (BGH) decision of 06.04.1993, case reference VIZR181/92).
The costs for the appraisal must be accepted by the opposing insurance.

If you engaged a lawyer to handle the settlement of damages then these costs must also be assumed by the opposing insurance.w

Note: According to the §249 BGB (German code of law), after an automobile accident the claimant has the right to have all costs reimbursed that are needed to put the car in its pre-accident condition.

2. Billing after immediate repairs
 

We provide an expertise of damages to your automobile. On the basis of this expertise, damages are repaired in a professional workshop. The opposing insurance pays the repair costs according to the billing of the professional workshop.
This form of billing ensures damages caused by the accident are fully and professionally repaired.
The costs for the expertise must be accepted by the opposing insurance.
If you engaged a lawyer to handle the settlement of damages, these costs must also be assumed by the opposing insurance.

Note: According to the §249 BGB (German code of law), after an automobile accident the claimant has the right to have all costs reimbursed that are needed to put the car in its pre-accident condition.